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よくある質問
積立NISAの年間限度額に関するよくある質問
積立NISAの年間投資限度額はいくらですか？
積立NISAの年間投資限度額は40万円です。ただし、新NISAでは非課税枠が1800万円まで拡大され、最長20年間の運用が可能です。
1800万円を超えた場合どうなりますか？
1800万円を超えた分については非課税の対象外となり、通常の課税口座と同様に税金がかかります。ただし、それまでの運用益は非課税のままです。
積立NISAで効率的に資産形成するには？
毎年コツコツと40万円ずつ投資し、長期分散投資を心がけることが重要です。インデックスファンドなどを活用すると手間がかからず効果的です。